Velocity Banking

Take control of your finances in surprising ways, when you rapidly reduce debt with this life-changing technique.


Christian George

Christian George is a Businessman, Entrepreneur, and Real Estate Investor. Having been a licensed real estate agent for over 22 years and a licensed escrow officer for over 14 years, Christian is intimately familiar with every part of a real estate transaction from front to back.  Christian is currently the Content Director and an Instructor for Renatus as he continues to grow his personal portfolio. He loves sharing with students how to research a property, build a plan and strategy, and then close the deal. 


“CASHFLOW is King” Everyone can use more cashflow. Learn how to immediately improve your cashflow by utilizing existing banking tools and changing the flow of money in your life. Change your financial life and retire debt 4 to 5 times more quickly without increasing your income and without going on the “Beans and Rice” diet. The Renatus Home Team teaches investors how to use lines of credit instead of traditional loans to quickly retire any type of debt you have and give you true financial freedom. Learn how many community members have become completely debt free and paid off existing 30-year mortgages is less than ten years! Gain understanding into the tools banks, credit card companies and other lending institutions use to keep consumers tied up in monthly payments for years and even decades. Know how you can avoid them when possible and use them to your advantage when its right for you. Struggling with bad credit or no cashflow? No problem. Learn how to budget now and find existing cashflow quickly in your own life, then use existing banking tools you may already have to start the Velocity Banking Process and take back control of your Cashflow. The wealthy pay less in interest and maximize the power that each dollar contributes to their personal wealth. Now it’s your turn. Using our proprietary debt reduction calculator learn how quickly you can retire your debt and reach that life of wealth and prosperity. Once you have mastered Velocity Banking, your goal can be to increase your financial freedom, invest in more real estate and build wealth for generations to come.

  • 1


    Check out how much you know and what you still need to learn.

  • 2

    Instructor Introduction

    Christian George is the Velocity Banking Instructor, an experienced real estate investor and businessman. He has been involved in every part of the real estate purchase process and enjoys sharing his wealth of knowledge with students.

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    Goals For Velocity Banking

    Every individual has different financial needs and goals. Velocity Banking can solve many related financial challenges by paying down debt faster, creating control of cashflow, responsibly using credit, and paying significantly less interest on borrowed money

  • Show all 39 segments

    • 4

      Velocity Banking Is A Mindset

      Velocity Banking begins with identifying your best Velocity Banking Account and using it to retire other loan debt while generating more cashflow and leverage.

    • 5

      Velocity Banking Basics

      Understanding the typical amortized loan, with front-loaded interest and back-loaded principal can help you see the benefits of doing things differently, avoiding thousands of dollars in paid interest.

    • 6

      Key Terms Part I

      Christian introduces several key terms that are vital to implementing Velocity Banking, such as fixed and variable interest rates, as well as index rates.

    • 7

      Key Terms Part II

      What is chunking? It’s just one of the key terms we use to teach the Velocity Banking strategy. This segment also covers simple interest calculations, HELOCs, and more.

    • 8

      Cashflow VS. Savings

      Why is Cashflow so important? Learn how it can be used as a measurement of your financial future in your business and personal finances. If banks and lenders care, so should you.

    • 9

      Velocity Banking Tools

      A clear understanding of the banking tools you already have access to (and those you would like to acquire) will help you make the best decisions as you apply the Velocity Banking strategy.

    • 10

      Pay Less Grow More

      You probably won’t be surprised by the numbers of a typical US family’s finances, but is typical what you want? Christian addresses a better plan for your spending.

    • 11

      Simplified Household Scenario

      Take a closer look at a financial scenario that describes many people. Velocity Banking can use your same income through different accounts to attack debt and eliminate it so much faster.

    • 12

      Velocity Banking Benefits

      Christian reminds you of the benefits of using the Velocity Banking strategy and addresses the question “Why don’t more people do this?”

    • 13

      Paying Tax VS. Tax Deduction

      Most people are aware of the opportunity to deduct the interest they pay on their mortgage, but this segment explores how savings from Velocity Banking far outweigh the reduction in taxes

    • 14

      It's Not Magic

      To truly understand exactly how Velocity Banking saves you money in interest, you must understand the math.

    • 15

      Banking Basics

      What is the bank’s priority? Not increasing your money. This segment dives into the background of why banks operate the way they do.

    • 16

      Lines VS. Loans Formulas

      Dive deep into the difference between these two banking tools and do the math, so you know which one is the best choice for your situation.

    • 17

      What To Ask For

      Christian talks about the ideal features of a Velocity Banking account and what questions you need to ask when deciding which bank or account to use.

    • 18

      Velocity Banking Assumptions

      In order for the Velocity Banking strategy to be the most efficient and successful, there are four assumptions the individual makes.

    • 19

      Creating Your Velocity Plan Step 1

      Before making financial plans for the future, you need to understand your situation today. Christian introduces the Velocity Banking Budget spreadsheet.

    • 20

      Questions And Comments

      Christian answers questions about separating personal and business Velocity Banking and how to handle bi-annual or annual payments, that don’t come on a monthly basis.

    • 21

      Creating Your Velocity Plan Step 2

      Which debt should you start to pay down first? Learn which three account factors to consider when making that choice.

    • 22

      Creating Your Velocity Plan Step 3

      Every individual needs a financial reserve, but the amounts and locations can vary depending on their personal and business needs. What’s the best choice for you?

    • 23

      Creating Your Velocity Plan Step 4

      The fourth step in your Velocity Banking plan is choosing the best banking tool or account. Find out what information you need to know before you make that decision.

    • 24

      Creating Your Velocity Plan Step 5

      Christian addresses a few challenges you may face such as closing unused accounts and what to do when your available credit limit is lower than your income.

    • 25

      Example I - Credit Card Part I

      Review the way credit cards function and how to use a credit card to pay down other debt more quickly. This example represents a family with significant credit card debt and a mortgage.

    • 26

      Example I - Credit Card Part II

      Christian goes through several months of the Velocity Banking process with this example, showing exactly how their money flows and how much money they save each month.

    • 27

      Example I - Credit Card Part III

      Let’s analyze the numbers! Take a look at the amortization schedule, the amount of interest that would have been paid with the regular monthly payments and the amount of time saved by chunking away at the credit card debt with Velocity Banking.

    • 28

      Questions & Answers

      Christian addresses questions about the difference between amortized interest and simple interest plans. Knowing how they each work can help you explain why Velocity Banking is so effective.

    • 29

      Example II - Line Of Credit Part I

      This example uses a line of credit instead of a credit card to reduce debt for a family that is paying down a car loan and credit card debt.

    • 30

      Example II - Line Of Credit Part II

      The example continues as they use the line of credit to pay off their mortgage eighteen years earlier than they would have without Velocity Banking.

    • 31

      Example III - HELOC

      The third example uses a HELOC with a 4.5 % interest rate to pay off credit card debt, a car loan and a mortgage in less than eight years, saving over $170,000 in interest.

    • 32

      Example IV - Purchase Line Of Credit

      Our final example uses a purchase line of credit, with the home equity as the asset for the line. Because the line max was above the total debt owed, this scenario was able to pay off the home even faster at just under 7 years.

    • 33

      Velocity Banking Calculator Part I

      Christian introduces the Velocity Banking calculator spreadsheet and helps you understand the information you’ll need to enter to get an accurate estimate.

    • 34

      Velocity Banking Calculator Part II

      The class creates a scenario and enters it into the Velocity Banking calculator spreadsheet to determine how quickly they could pay off a $200k loan.

    • 35

      Velocity Banking Calculator Q & A

      Let’s use the Velocity Banking calculator to determine when (or if) it is more efficient and profitable to just pay down debt directly, instead of using the Velocity Banking strategy.

    • 36

      Velocity Banking FAQ Part I

      Christian answers some frequently asked questions about what to do if you have negative cashflow or your Velocity Banking tool has a five or ten year limit.

    • 37

      Velocity Banking FAQ Pt II

      More questions are answered including how to separate your personal and business Velocity Banking accounts and what to do if you already have a HELOC or line of credit.

    • 38

      Velocity Banking FAQ Part III

      This class wraps up with a few final questions and answers, and some wise advice for using the Renatus education, especially the Velocity Banking class.

    • 39


      See how much you have learned and find out if there are any topics you need to revisit.

  • 39


    See how much you have learned and find out if there are any topics you need to revisit.