48 |
Hrs
Mins
Secs
9
53
16
|
SEGMENTS | DURATION |
Find out how much you already know about business and velocity banking.
Instructor Christian George introduces himself and the concept of cash flow. Christian also shares the story about his father and how cash flow and real estate have become a personal passion of his.
Christian shares with the audience why cashflow is king and why banks prefer to look at current cashflow, rather than the net worth of an individual or business.
Learn the basic keys to success when it comes to managing your money. This segment highlights why you must take control of your money, because nobody can manage it better than you.
What if you do not have a business - does cash flow and velocity banking work the same way? Know how businesses and individuals are taxed, in addition to the financial benefits of owning a business.
Understand how cash flows through a business, “Parkinson’s Law,” and how it has a tremendous impact on your income. Know where your money and time might be alternatively directed.
Christian shows the class an example of a cashflow spreadsheet. He also demonstrates how students can receive access to free spreadsheet templates through Microsoft Excel.
This clip highlights an aspect of business that most owners overlook: the owner’s draw. Christian explains what it is and how you can factor this expense in when budgeting for your business.
Discuss individuals that might be a part of your internal and external team while you run your business, and learn the best way to evaluate your team members to determine if they are effective in your business.
Your perception of cashflow can completely change the way you handle and spend money. This segment showcases the power of perception to change the way you interact with money by changing your mindset.
One aspect that could have an impact on your cashflow may be your emotional obstacles with money, such as: a lack of knowledge, time, or even an unwillingness to change. Identify these obstacles and work around them.
In this segment, you will learn about some questions that you should ask yourself as you run your business. For example, do you feel proud when you send a customer an invoice? Do you allow customers to make late payments?
Christian answers an audience question concerning how you can balance your “how” with your “why” when running a profitable business.
Christian outlines what Velocity Banking is. You do not need a special bank account or calculator to do it, you just need a new mindset when managing your cash flow.
Christian outlines what Velocity Banking is. You do not need a special bank account or calculator to do it, you just need a new mindset when managing your cash flow.
Christian provides the framework for students to create their own customized velocity banking plan. This includes: what debt to eliminate first, how much you should have in reserve and how to better consolidate your debt.
This segment takes a deeper look into your velocity banking plan. Christian also warns the audience about certain tactics banks might use to make your money less powerful.
Christian breaks down what processes occur when paying off a standard 30-year mortgage. Know why re-financing your home might not be the best option for you, despite the bank encouraging you to do it.
This segment will show you how an amortization formula works and how to calculate your amortization rate and mortgage payment. Christian shares a personal story about asking enough questions and being persistent.
The instructor explains how, if you are not using a credit card for your purchases, you are missing out on a huge amount of cash flow for your bottom line. Also, understand what happens to your tax deduction on your mortgage if you retire your debt.
Christian demonstrates a real number example of how velocity banking can actually save you money, compared to the traditional way of paying off debt.
This clip provides a deeper dive into some velocity banking examples. As long as you have a credit card, you can make your money work for you, not for the bank.
Build up your lines of credit to be a safe, reliable way to pay living expenses, pay down debt quickly and have some cash on hand in case of an emergency.
This segment brings the calculations all together and shows how a family became debt free in just nine years with velocity banking.
Christian provides the final example for velocity banking and wraps up the velocity banking segment to move on to the infinite banking concept.
You can build your own bank that you can borrow from and collect interest on. The instructor addresses some of the biggest criticisms of this strategy and how this tactic is often misunderstood by other financial experts and students.
Christian dives into how you can be your own bank by using life insurance products and how you build up your bank through compounding interest.
This segment covers who can own an insurance policy, who the beneficiary is, how the death benefit works, and who is able to make financial decisions for your business.
Christian describes life insurance policies in greater detail, highlighting the death benefit and how it might not be as helpful to you from a business perspective.
What would happen inside a life insurance policy if Christian were to open a contract for his newborn son and how might his son access that money throughout his lifetime?
What does it mean to make your policy “pop”? Students will learn some of the main drawbacks of an insurance policy and how you can navigate around them to make your policy work for you.
What happens if you decide to start your policy a bit later in life? Christian provides an example of a college student who was still able to receive massive benefits from an insurance policy.
Receive a list of five questions you should ask yourself before opening a whole life policy. In addition, the instructor highlights some factors that might make one insurance company a better fit for you than another.
Knowing how a life insurance policy works for an individual, how would it work for a business? Christian walks the class through an example of a business taking loans out on a policy, while generating compound interest for long-term savings.
Learn about different ways you might be able to make that premium payment for Whole Life insurance.
Christian addresses some questions students have about life insurance policies before wrapping up this section.
In this segment, students will learn various insurance strategies and how you can better design a contract that will suit your needs.
Christian dives into death benefits, cash value, and how quickly they might add up inside your policy.
Understand the pros and cons of infinite banking. Some cons include a medical exam and the fact that this strategy is not diversified. Pros include tax deferred growth, guarantees, and many more.
There are various places to search if students are looking for cash to pay for premiums on a life insurance policy. An insurance professional can help you find the best method of payment for your individual situation.
The instructor reminds students of the risks of the infinite banking system and answers some commonly asked questions. He also shows students how to get started with infinite banking, if this concept is intriguing to them.
Christian shares some easy “hacks” all business owners can use to become cashflow masters; including re-negotiating terms with vendors, being mindful of inventory, and following up on billing and past invoices sent to customers.
Christian covers the five rules of spending to master cashflow. These rules are crucial when managing the cashflow of your business, yet easy to put into practice.
So many businesses get caught up in C.I.A., (Convenience, Indulgence and Appearance). Christian explains how to avoid C.I.A. with some insights that every business owner should know.
Consider integrating vendors and bankers into your team, maintaining a friendly relationship with them. Understand the distinction between a wealth manager and private banker, and why both professionals serve different roles.
Christian reminds students to stop paying money into marketing that is not bringing anything back in return. He introduces the acronym, EBITDA, and why every business owner should know what it means.
Christian wraps up the course by reminding students that they can have a positive impact on their location by providing value and a sense of community within their business.
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Take this assessment to see how much you've learned!