Self Directed IRA

Transform your mindset, your finances and your future through the informed creation and application of a Self-Directed IRA.

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Mat Sorensen

Mat has been at the forefront of the Self-Directed IRA industry for over a decade. He’s CEO of Directed IRA & Directed Trust Company, a partner at KKOS Lawyers, a national speaker, top ranked podcast host, best-selling author of The Self-Directed IRA Handbook (over 25,000 copies sold), and a real estate investor. He has been cited, referenced, or quoted by The Wall Street Journal, Forbes, The Guardian, Yahoo Finance, and Entrepreneur.


Do you have a retirement account, or know someone who does? This crucial Essentials course helps learners maximize their access to potential investments by taking advantage of the seemingly limitless amount of investment funds available through retirement accounts. But you need to be aware of the specific preparation and planning necessary to access the funds the legally and ethically. Attorney and Author, Matt Sorensen, goes step by step through the process of how investors can convert their own retirement accounts to self-direct and invest in real estate! Multiple types of retirement plans are covered in the course, as well rules and policies; do and don’ts that all investors should know when dealing with retirement funds. Learn the difference between what you hear from people on the street and what investors can really do with retirement funds. Know how to address the various legal concerns and where to turn for professional assistance when needed. A vigorous discussion of various retirement plan products rounds out a day full of case studies and lively discussion. Discover the true potential of self-directing your retirement plans and be prepared to start working to secure that luxurious future!

  • 01


    This Pre-Assessment is to raise awareness of your current knowledge level and give you a glimpse of the information covered in this course.

  • 02

    Introduction - Self-Directed Retirement Plans & The Big Picture

    Mat worked as an assistant Attorney General, before joining Mark Kohler at KKOS Lawyers. He is also author of The Self-Directed IRA Handbook and speaker on the Refresh Your Wealth radio show. He dives right into the big picture explanation of retirement accounts.

  • 03

    Example One - Retirement Accounts Purchasing Rental Property

    A retirement account can own a property, as demonstrated with this example, creating a source of increase built into the the account.

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    • 04

      Example Two - Retirement Accounts As A Lender

      A retirement account can also be used to lend money to other real estate investors, allowing the loan interest to grow the account.

    • 05

      Example Three - Retirement Account Acquires An Option On A Property

      This example utilizes an IRA to make money through a lease option.

    • 06

      What You Should Know About Self-Directed IRAs, Retirement Plans & HSAs

      As a real estate investor, your own IRA is a valuable tool, and the IRAs of others can also be used to fund investments.

    • 07

      Comparing Traditional IRAs, Roth IRAs & 401Ks

      The pros and cons of each main type of IRA are discussed, with class questions being answered along the way.

    • 08

      Transferring Or Rolling Over Your Existing Retirement Accounts

      What are the rules and regulations in place for converting an existing IRA to a self-directed IRA?

    • 09

      Restrictions And Rules For IRA Investments

      Mat discusses the list of items you cannot purchase with IRA funds. Good news: Real estate is not on the list.

    • 10

      Invest In What You Know

      A movie example is used to demonstrate the importance of investing in what you know.

    • 11

      Prohibited Transactions And IRS Code 4975v

      The most important rule of Self-directed IRAs: Know the prohibited transaction rules that restrict with whom your SDRP may transact.

    • 12

      Prohibited Transactions & Extensions Of Credit

      Know who is a "disqualified person" so you can avoid transactions with them. Know which kind of loan is the only option for SDRPs.

    • 13

      Prohibited Transactions & Self-Dealing Transactions

      The most complicated restrictions for DSRPs involve self-dealing transactions. Mat explains what this means and uses examples to solidify the information.

    • 14

      Frequently Asked Questions & Consequences for SDRP Prohibited Transactions

      The first consequence of a prohibited transaction is distribution of the entire account, followed by loss of tax-preferred treatment, and other additional consequences.

    • 15

      SDRP Scenario 1

      Class members are included as the scenario is discussed.

    • 16

      Who Can Your Self Directed Retirement Plan Interact With?

      Another quick visit to the self-dealing transaction prohibitions.

    • 17

      SDRP Scenario 2

      The second scenario is shared and explored with members of the live audience.

    • 18

      Advanced SDRP Investment Issues - Exclusive Benefit - StepTransaction - DOL Interpretive Bulletin

      Mat explains the meaning of the Step transaction and the DOL interpretive Bulletin, as they pertain to SDRPs.

    • 19

      How to Vest - Hold Title - Manage & Transfer Property In A SDRP

      Can you switch, mid-investment, from a personal investment to a SDRP for your funding?

    • 20

      Checklist For SDRP Ownership Of Real Estate

      This checklist simplifies the details covered and the requirements you need to know to invest with your IRA.

    • 21

      Checklist For SDRP Lending Money Promissory Note Terms

      Another checklist is provided, this time to ensure you know the details of lending funds from your SDRP.

    • 22

      UBIT And UDFI Tax For IRAs

      Unrelated Business Income Tax (UBIT) still applies in some situations, Mat explains when you may need to pay.

    • 23

      IRA And The UDFI Tax Example

      UDFI is examined and explained with an example.

    • 24

      IRA/LLC Structure and Models

      How to invest through an IRA/LLC, and act as the manager of the LLC. Questions from the live class about IRA/LLCs are addressed.

    • 25

      Multi-Member IRA/LLC

      What is a Multi-Member IRA/LLC? Who is an eligible partner and how do they function?

    • 26

      Individual Investor Contribution To The IRA/LLC

      Learn how an individual investor affects the Multi-Member IRA/LLC.

    • 27

      SDRP Scenario 3

      Mat introduces Scenario 3, and class members participate in this exploration of structure options.

    • 28

      SDRP Scenario 4

      This final scenario covers another SDRP situation with an investment partner.

    • 29

      Comparing the 401(k) Profit Sharing Plan & other SDRPs (Solo 401K)

      Mat shows how a self-employed business owner can make the most of setting up a self-directed solo 401K.

    • 30

      The 401k Loan

      The differences between IRAs and 401Ks are addressed, as well as questions from class members, covering many different retirement plan options and how they are affected by tax.

    • 31

      Making an Investment with a Self-Directed 401k - Participant Loans

      Learn the details of investing using your 401k and a participant loan.

    • 32

      Choosing the Right Plan Summary & Comparison of IRAs and 401k plans

      Can you do both an IRA and a 401K? Mat answers this question and more, with an example from his own experience.

    • 33

      Due Diligence for you SDRP & SEC Notice 5866

      Before rushing into a self-directed retirement plan, know the steps you need to take and any risks involved.

    • 34

      The Romney Method and Super Charging Your Retirement Plan

      Mat uses an example of a seasoned investor utilizing his SDRP to supercharge his retirement plan, and wraps up the class.

  • 35


    This Post-Assessment is to measure your increased knowledge and see how much information you have retained from the course.