Acclaimed presenter, Eric Counts teaches you how to make your personal credit work for you instead of against you! Take an extensive look at scoring models and how credit utilization can impact credit score as profoundly as late payments, high revolving account balances and other factors. Learn about the credit monitoring industry and how the three credit monitoring companies became the gate keepers for personal finance. Eric will also share with you detailed strategies that you can implement immediately to manage you own credit more effectively, regardless of what your score is today. With comic relief and engaging dialogue, Eric Counts entertains as well as educates. Learn why it might not be you and it really is the bank. Find the latest credit trends and information you need to know. Come learn what it means to make the best credit choices possible and why sometimes “good” financial sense does not equal “good” credit sense.